First Time Buyers

Providing all the first time buyer advice you need.

Set out below are the main costs you may incur when purchasing a property. This is by no means every cost but it covers the main ones to budget for.

Stamp Duty

Government tax payable when you complete your purchase. The amount payable is based on the purchase price.  For the latest rates please see the HMRC website by clicking here.

Clicking the link above will direct you to a new site which is not regulated by the Financial Conduct Authority. We give no endorsement and accept no responsibility for the accuracy or content of any sites linked to this site.

Solicitors Fees

This amount will vary from case to case but for a single purchase typical legal fees including disbursements may be around £700 – £1000.

Property Survey

If you are arranging a mortgage to purchase your new property the leader will instruct a surveyor to carry out a valuation to confirm the property will be acceptable as suitable security. This can typically cost between £250 – £350 but this figure may be higher on some mortgage products.

Your home may be repossessed if you do not keep up repayments on your mortgage

Call us on 01789 268167 or send us an email at info@man4mortgages.co.uk 

Your home may be repossessed if you do not keep up repayments on your mortgage

James Withers, trading as Man 4 Mortgages, is appointed representitive of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority

We normally charge a fee for mortgage advice, however the precise amount will depend on your circumstances. A typical fee is £999.

The advice and/or guidance contained within this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK